If you follow the wrong link or stupidly open a malicious executable, you're in trouble, whether or not you're on a VPN. I'd definitely say no, you're not safer on PIA or any other VPN.
I'm at a point where I don't open ANY unrecognized URLs or attachments. This causes problems at home and at work. I've missed meetings because a vendor has sent an invitation that uses a domain I didn't recognize. Oh well, deleted. People send me a PDF? If I don't expect it, that's going goodbye.
I can also no longer accept unrecognized incoming calls, because the number of scam calls is unbearable. No VPN-type service will help this.
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I'm at a point where I don't open ANY unrecognized URLs or attachments. This causes problems at home and at work. I've missed meetings because a vendor has sent an invitation that uses a domain I didn't recognize. Oh well, deleted. People send me a PDF? If I don't expect it, that's going goodbye.
I can also no longer accept unrecognized incoming calls, because the number of scam calls is unbearable. No VPN-type service will help this.
Scumbags really are taking over our lives...